You get home from work, your spouse is tired, and the baby just spilled spaghetti all over the carpet. Your older child got suspended from school for cutting his friend’s hair. After dinner, you can barely think straight. Who has the time and energy to make critical decisions about their financial life?
Raising the next generation and working to support them is already a tall order.
Time is truly golden, and the golden years of retirement can only be reached by investing in the time you have now. Let us help make sure you are on the right track financially when you already have your hands full.
Financial Plan
Many people will offer you advice on which investments to buy. But there's more to your financial life than your RRSP. Estate taxes, income taxes and education funds for your children are just some of the other...
Life Insurance
Term life insurance is the most basic of life insurance products in that it has no savings component, and thus no cash value. By the name, it is purchased for a 'term.' One of the most common uses of Term Life insurance is as...
Disability Insurance
Everyone who enjoys good health hopes it will last for a lifetime. But it doesn't always turn out that way. Sometimes life throws a curve. Injuries can happen. A disability illness could dramatically change your life...
Critical Illness Insurance
A critical illness can happen to anyone. And it does happen to many. Canadians are more likely to experience a critical illness than they are to die before the age of 75. For most people, the diagnosis is just the...
Mortgages
Using an Independent Mortgage Broker can SAVE you thousands of dollars in interest payments. And that's MONEY you can use for other things. Whether you are a first time home buyer, looking to buy a second home or...
Tax Free Savings Account
The TFSA is a registered savings account that allows taxpayers to earn investment income tax-free inside the account. Contributions to the account are not deductible for tax purposes, and withdrawals of...
Educational Savings
RESPs are registered education savings plans that grow tax-free until the child is ready for university, college or a vocational institute. The student usually pays little or no tax on those funds when they are withdrawn at...
Will
A will is a written document, properly signed, which: (1) specifies who is to administer the estate (the executor), (2) specifies what is to happen with the assets and liabilities of the estate, (3) specifies certain other wishes such as...
Mortgage Insurance products are offered through Bazillion Group.
